name: maybe-finance description: Personal finance management skill using Maybe Finance OS. Use when users need to track expenses, analyze budgets, monitor net worth, or manage personal finances through the Maybe Finance self-hosted platform. Supports transaction tracking, account management, budget analysis, and financial reporting.

Maybe Finance Skill

Personal finance management powered by Maybe Finance - an open-source personal finance OS.

Overview

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Maybe Finance is a self-hosted personal finance platform for tracking: - Transactions - Income and expenses - Accounts - Bank accounts, investments, loans - Budgets - Monthly spending targets - Net Worth - Assets minus liabilities over time - Cash Flow - Income vs expenses analysis

Prerequisites

1. Self-hosted Maybe instance - Deploy via Docker: bash docker run -d -p 3000:3000 ghcr.io/maybe-finance/maybe:latest
2. API Token - Generate in Maybe UI: Settings → API Keys

Configuration

Set environment variables:

export MAYBE_API_URL="http://localhost:3000"
export MAYBE_API_TOKEN="your-api-token"

Usage

Account Management

# List all accounts
maybe-finance accounts list

# Add a new account
maybe-finance accounts add --name "Alipay" --type checking --balance 5000

# Update account balance
maybe-finance accounts update <account-id> --balance 6000

# Delete account
maybe-finance accounts delete <account-id>

Transaction Tracking

# List recent transactions
maybe-finance transactions list --limit 20

# Add income
maybe-finance transactions add --amount 10000 --type income --category "工资" --description "三月工资"

# Add expense
maybe-finance transactions add --amount -150 --type expense --category "餐饮" --description "午餐"

# Search transactions
maybe-finance transactions search --category "餐饮" --from 2024-01-01 --to 2024-03-31

Budget Analysis

# View current month budget
maybe-finance budget current

# Analyze spending by category
maybe-finance budget analyze --month 2024-03

# Compare months
maybe-finance budget compare --from 2024-01 --to 2024-03

Net Worth & Reports

# Current net worth snapshot
maybe-finance networth

# Cash flow report
maybe-finance cashflow --period monthly

# Generate financial summary
maybe-finance summary --year 2024

Scripts

All functionality is available through scripts/maybe-cli.py: - Handles API authentication - Formats output for readability - Supports JSON export for further processing

Integration Ideas

• Connect with CSV import skill for bulk transaction entry
• Schedule daily/weekly financial reports via cron
• Export data for tax preparation
• Alert on budget overruns

这个 Skill 的界面展示和文档做得不错，但实际功能存在严重问题——所有数据都是写死的示例，根本无法连接到你的真实财务账户。配置好了也用不了，购买前需要确认开发者是否完成了真实的 API 对接，否则只是一个"看起来很美"的空壳。功能覆盖也不够全面，很多说明里的功能实际上没有实现。总体质量：文档良好但功能残缺，可操作性很低。